Universal Credit UK: Six major benefits are being replaced – this is who is affected

Universal Credit is a living support payment which is offered by the Department for Work and Pensions (DWP) to eligible claimants. Claimants must be over the age of 18, but under State Pension age to be entitled to receive any amount under this scheme. They must also be resident in the UK and have less than £16,000 in savings.


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Claimants on the Universal Credit scheme can expect to receive their entitlement amount once every four weeks to provide them with regular support.

However, Universal Credit is still relatively new when compared to other benefits which large swathes of the population are probably more used to receiving. 

Universal Credit was designed to create ease within the benefits system in the UK.

As a result, the six legacy benefits replaced are:

  • Child Tax Credit
  • Housing Benefit
  • Income Support
  • income-based Jobseeker’s Allowance (JSA)
  • income-related Employment and Support Allowance (ESA)
  • Working Tax Credit

However, for those who do claim via any one of these older systems, there is no need to panic about switching to Universal Credit.

The government has said nothing has to be done by claimants unless there is a change of circumstance, or the DWP tells them otherwise.

It is therefore likely many claimants will be gradually transitioned onto the newer system in time. 

Indeed, it is expected it will take until 2024 for all eligible Britons to fully switch onto Universal Credit.

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The DWP has previously stated reticence to move onto a newer benefit can be the cause of a slower transition period. 

Those who have moved onto the new system, however, will be required to get to grips with a new method of payment, and potentially a new entitlement amount.

Thankfully, the government has provided advice online which is likely to help in these circumstances.

Britons can use an independent benefits calculator to determine how much they could be entitled to.


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However, the government has also laid out the standard allowance for the benefit.

This amount varies according to a person’s age and relationship status.

For those who are single and under the age of 25, entitlement stands at £342.72 per month.

Single people over 25, however, can expect to receive £409.89.

In a couple, where both people are under the age of 25, they will get £488.59 to split between them over this time.

And finally, those in a couple where either member is over 25 can receive £594.04 for them both. 

Benefit claimants may also be permitted to receive additional amounts dependent on circumstances.

Those with a family can expect to receive an extra amount for at least two children, and support is at hand for those with a disability or health condition. 

Universal Credit can be applied for online, but couples must apply together if they live in the same home.

Claimants will need to provide key personal information to process a claim including bank account details, email address, verification of identity, and details of income and savings. 

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