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State Pension payments can currently climb up to £175.20 per week under new state pension rules. To receive this amount, a person is required to have put forward a significant number of National Insurance (NI) contributions, usually throughout their working lifetime. However, a particular concern which occurs each year for many pensioners is the cost of energy bills.
As the weather becomes colder, it is more likely energy bills will increase as Britons attempt to stay warm at home.
And these bills can often prove a significant burden for those who already have a limited sum of money at their disposal.
Thankfully, though, there is some level of help which is available to those of state pension age to help them cut these costs.
Firstly, the Winter Fuel Payment is designed to provide Britons with between £100 and £300 to help pay heating bills.
The Winter Fuel Payment helps those born on or before October 5, 1954, and is available to those receiving the state pension or another social security benefit.
To be eligible, a person must also have lived in the UK for at least one day during the ‘qualifying week’ – September 21st to 27th, 2020.
The money people will ultimately receive is based on when they are born and their circumstances during the qualifying week.
Those who qualify and live alone can receive between £200 and £300.
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People who qualify and live with someone under 80 who also qualifies will receive between £100 and £200.
Qualifying people living with someone who is 80 or over who also qualifies will receive either £100 or £150.
And finally, people who qualify, live in a care home and do not get certain benefits will also receive either £100 or £150.
Those eligible for this payment will not usually need to take action and should receive their payment automatically between November and December.
But if the money is not paid by January 13, 2021, Britons should contact the Winter Fuel Payment Centre.
Another payment which can help many of state pension age, is the Warm Home Discount Scheme.
It provides people with £140 off their electricity bill for winter 2020 to 2021.
While the money is not paid to a person, it is a one-off discount on an electricity bill between September and March.
To receive the payment, a person must fall into one of two categories – the core or the broader group.
The core group are those who receive the Guarantee Credit element of Pension Credit, even if they get Savings Credit as well.
These individuals can expect to receive a letter telling them how to get the discount if they qualify.
But if a person does not receive the letter and believes they are eligible, contacting the Warm Home Discount helpline is the key step to take.
The broader group is a category for those not receiving Pension Credit, but who are on a low income and may receive other benefits.
These individuals will need to check with their supplier to determine their eligibility and find out how to apply for the discount.
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