State pension age? Martin Lewis urges 1.2 million to unlock discounts worth thousands

Martin Lewis and Angellica Bell returned to ITV screens for the final episode in this series of The Martin Lewis Money Show Live on Thursday. During the episode, the financial journalist spoke about Pension Credit.


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It came amid the news that the BBC would go ahead with changes to the free TV licence for over 75s rule.

The broadcaster had planned to end the scheme for everyone except for Pension Credit claimants who are 75 or older, with this being due to come into effect on June 1.

However, due to the coronavirus pandemic, it was delayed for two-months.

Now, three million households will be asked to start paying the £157.50 fee from August 1.

Those who receive Pension Credit will not be affected by the change as they will be exempt.

This is something which Martin highlighted during the money show on Thursday.

The financial journalist and campaigner pointed out that Pension Credit recipients must still be over 75 to get the free TV licence – but those who have reached state pension age and who get the benefit could get other forms of financial support.

He told ITV viewers: “There are 1.2 million over 65s who are eligible for Pension Credit who don’t get it.

“Look, eligibility criteria are difficult. But if you’re on a low income as a pensioner, you want to check it out.

“Just call the helpline to check. And if it’s your mum and dad or your grandparents or your neighbour, talk to them about it if they’re on a low income. It might even be your children. Talk to them about it if they’re on a low income.”

Martin went on to explain that the TV licence fee exemption is just one aspect of Pension Credit.

He said: “Not just because of the TV licence – that’s relatively trivial. Pension Credit is a cash payment and crucially it’s a gateway to other benefits.”


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The campaigner then highlighted some of the benefits which are included – such as Council Tax reductions, Cold Weather Payments, and discounted glasses and contact lenses.

“Spread the word before that August 1, that it’s time to tell people about Pension Credit,” he reiterated.

Pension Credit is an income-related benefit that is made up of two parts, and these are Guarantee Credit and Savings Credit.

It’s possible for eligible people to claim it online.

Alternatively, it’s possible to apply for Pension Credit by post or phone.

However, it’s important to be aware that the latter option is taking longer than usual due to coronavirus (COVID-19).

If a person cannot use the phone, a friend or family member may call on the individual’s behalf.

The Martin Lewis Money Show Live is available to watch now on the ITV hub.

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