State pension age changes for women: This is how the rise may affect your free bus pass

Retirement can look entirely different to different people, with some opting to retire early, while others may wish to work for years after their peers stop doing so. There’s no set retirement age, however a person must have reached state pension age in order to get their state pension.


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The state pension age previously stood at 65 for men and 60 for women.

However, when a person can get their state pension is changing.

Changes to the state pension age were set out under the Pensions Act 1995, before being accelerated under the Pensions Act 2011.

The timetable of the changes affected women who were born in the 1950s, and the controversial move saw state pension age parity between men and women being reached on November 6, 2018.

At this point, the state pension age for both men and women was 65 – however further changes were ahead.

Since then, the state pension age for men and women has been rising, with it set to reach 66 in October 2020.

Further changes are then due to take place; the state pension age for men and women is set to reach 67 between 2026 and 2028, under the Pensions Act 2014.

Under the Pensions Act 2007, the state pension age for men and women is to increase from 67 to 68 between 2044 and 2046, with the timetable based on current law.

As well as being unable to get the state pension until later than would have otherwise been expected, there are other things which some may need to wait longer for.

In England, a person can get a bus pass for free travel when they reach the female state pension age.

This is whether they’re a man or a woman.

As such, many will need to wait longer than they would have needed to in the past to apply for an older person’s bus pass.


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That said, there are some places in the UK in which residents may be able to travel for free.

Those who live in London, for example, can travel for free on buses, tubes and other forms of public transport when they’re 60 – but only within the capital.

Meanwhile, in Wales, it’s possible to get a bus pass when an individual reaches the age of 60.

The “Apply for an older person’s bus pass” section of the government website has a tool which users can enter their postcode into.

This then enables a person to apply for a bus pass from their local council, and to check if they can get one sooner.

After inputting the postcode and clicking “find”, it is matched with the relevant council.

Then, the individual can click through to visit the council’s website.

Meanwhile, those who live in Scotland or Northern Ireland can get an older person’s bus pass when they’re 60.

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