Personal Independence Payment: Advice on how to claim
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PIP, or Personal Independence Payment as it is formally known, is a benefit designed to help those living with a health condition or disability. PIP is tax-free and is available to individuals whether they are currently in work or not. It is not a payment exclusively available to those with a visible disability or health condition.
This is because the amount a person receives is dependent on how their condition affects them, rather than the condition itself.
One such condition for which PIP could provide important support is a diagnosis of joint pain.
Joint pain is common according to the NHS, but it can be quite severe, causing swelling, inflammation and discomfort.
The condition may also limit a person’s ability to get out and about, or perform day-to-day activities.
Whether individuals need more support for tasks in the home, or aid in getting out of the house, PIP may be able to help.
It is split into two key parts, with the amount Britons receive dependent on their individual circumstances.
The daily living part is currently worth either £60.00 or £89.60 weekly, while the mobility element is worth £23.70 or £62.55 per week.
As a result, on a weekly basis, Britons can expect to receive anywhere up to £152 to help with their needs.
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The payment does, however, have eligibility criteria Britons will need to bear in mind when looking to claim.
Firstly, individuals will need to be aged 16 or over, and usually not have reached state pension age to be entitled.
People must also have a physical or mental health condition, or a disability which means:
- They have difficulty with daily living or getting around – or both – for at least three months
- They expect these difficulties to continue for at least nine months
PIP claimants usually need to have lived in England, Scotland or Wales for at least two of the last three years.
The informative website PIP Info has described instances where individuals may be able to claim.
It takes: “Disablement must be caused by a physical or mental health condition.
“But it is the needs and difficulties that result which will determine entitlement rather than the condition itself.”
Joint pain is unfortunately a very common problem, affecting millions of people in different ways right across the country.
It is also worth noting joint pain can be caused by another condition – arthritis – which can be particularly limiting.
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As such, individuals may wish to look into how to claim PIP to support them further.
The Government advises people to call the Department for Work and Pensions in order to make a new claim.
However, Britons will need to have certain information to hand when making their claim.
- Contact details, for example, a telephone number
- Date of birth
- National Insurance number
- Bank or building society account number and sort code
- Doctor or health worker’s name, address and telephone number
- Dates and addresses for time spent in a care home or hospital
- Dates for time spent abroad for more than four weeks at a time, and countries visited
People can then expect to be sent a “How your disability affects you” form which they will have to fill in within three months and return.
If more information is required, an independent health professional will then send a letter to invite the individual to a phone assessment.
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