Four groups of pensioners could get extra Pension Credit – do you qualify?

Therese Coffey outlines the benefits of Pension Credit scheme

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Pension Credit provides a weekly income top up for pensioners who are on low incomes. Some people may be entitled to more than the base rate, depending on their circumstances.

At its base level, Pension Credit tops up pensioners’ income to:

  • £177.10 if they are single
  • £270.30 if they have a partner

This is known as the ‘Guarantee Credit’ part of Pension Credit.

However, some people may get extra amounts if they have other responsibilities and costs.

Severe disability

People who have a severe disability could get an extra £67.30 a week of Pension Credit.

A person may be eligible for the additional amount if they receive any of the following benefits:

  • Attendance Allowance
  • The middle or highest rate from the care component of Disability Living Allowance (DLA)
  • The daily living component of Personal Independence Payment (PIP)
  • Armed Forces Independence Payment

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Caring for another adult

Those who have the responsibility of caring for another adult could receive an additional £37.70 per week in additional Pension Credit.

To qualify for this extra, an individual must meet either of the following criteria:

  • They get Carer’s Allowance
  • They have claimed Carer’s Allowance but are not actually receiving it because they already get another benefit which pays a higher amount

One additional benefit of this is that if someone and their partner have both claimed or are receiving Carer’s Allowance, both partners can both get the additional amount.

Responsible for a child or young person

Different amounts may be available to people who are responsible for a child or young person, depending on their situation.

An individual can get £65.10 a week in extra Pension Credit for the first child they care for, if they were born before April 6, 2017.

They can also get £54.60 per week for any further children or young people they care for.

The child or young person must live with the claimant and be under the age of 20.

If the child or young person is disabled, the claimant may also get an extra amount of either £29.66 a week if they get DLA or PIP, or £92.54 a week if they are blind or get the highest rate care component of DLA, or the enhanced daily living component of PIP.

Housing costs

Pensioners may also get an extra amount to cover their housing costs, such as ground rent for leasehold properties, some service charges, or charges for tents and site rents.

There is not a hard and fast amount someone can get to help with their housing costs, as it depends on their individual circumstances.

Britons can apply for Pension Credit via the Government website.

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