Carer’s Allowance claim could impact your state pension

Campaigner appeals for state pension release for dying people

We use your sign-up to provide content in ways you’ve consented to and to improve our understanding of you. This may include adverts from us and 3rd parties based on our understanding. You can unsubscribe at any time. More info

Britons are warned to check how this benefit could effect other benefit payments they claim. As the cost of living crisis continues, knowing exactly how much money someone earns is crucial to try and stay on top of bills.

Carer’s Allowance is delivered by the Department for Work and Pensions (DWP).

It gives claimants £69.70 every week to help with the cost of living, this means over £3,000 annually.

Carer’s Allowance can affect the other benefits that both someone and the person they care for get.

When people claim Carer’s Allowance, their other benefit payments may change, but their total benefit payments will usually either go up or stay the same.

Carer’s Allowance does no count towards the benefit cap.

On the Government website, it states that people cannot get the full amount of both Carer’s Allowance and their state pension at the same time.

If someone’s state pension is £69.70 a week or more, they will not get a Carer’s Allowance payment.

If their pension is less than £69.70 a week, they’ll get a Carer’s Allowance payment to make up the difference.

If their state pension is more than £69.70 a week, they will not get a Carer’s Allowance payment but their Pension Credit payments will increase instead.

If people get Working Tax Credit or Child Tax Credit, they must contact HM Revenue and Customs to tell them about their Carer’s Allowance claim.

If they get Pension Credit and their state pension is more than £69.70 a week, they will not get a Carer’s Allowance payment but their Pension Credit payments will increase instead.

If someone delays claiming their state pension, this could increase the state pension payments people get when they decide to claim it.

People cannot build up extra state pension during any period they get Carer’s Allowance.

Britons can use the benefits calculator to work out how their other benefits will be affected.

Who can claim Carer’s Allowance?
Someone may be eligible for Carer’s Allowance if they, the person they care for and the type of care they provide meets certain criteria.

To be eligible, all of the following must apply to the carer:

  • 16 or over
  • They spend at least 35 hours a week caring for someone
  • They’ve been in England, Scotland or Wales for at least two of the last three years (this does not apply if they’re a refugee or have humanitarian protection status)
  • They normally live in England, Scotland or Wales, or they live abroad as a member of the armed forces (they might still be eligible if they’re moving to or already living in an EEA country or Switzerland)
  • They’re not in full-time education
  • They’re not studying for 21 hours a week or more
  • They’re not subject to immigration control
  • Their earnings are £132 or less a week after tax, National Insurance and expenses

Families  from the EU, Switzerland, Norway, Iceland or Liechtenstein need settled or pre-settled status under the EU Settlement Scheme to get Carer’s Allowance.The deadline to apply to the scheme was June 30, 2021 for most people, but people might still be able to apply to the EU Settlement Scheme.

The person they care for must already get one of these benefits:

  • Personal Independence Payment – daily living component
  • Disability Living Allowance – the middle or highest care rate
  • Attendance Allowance
  • Constant Attendance Allowance at or above the normal maximum rate with an Industrial Injuries Disablement Benefit
  • Constant Attendance Allowance at the basic (full day) rate with a War Disablement Pension
  • Armed Forces Independence Payment
  • Child Disability Payment – the middle or highest care rate
  • Adult Disability Payment – daily living component

Care can include helping with washing and cooking, taking the person they care for to a doctor’s appointment or helping with household tasks, like managing bills and shopping.

Expenses can include:

  • 50 percent of their pension contributions
  • Equipment they need to do their job, for example specialist clothing
  • travel costs between different workplaces that are not paid for by their employer, for example fuel or train fares
  • Business costs if they’re self-employed, for example a computer they only use for work

It should be noted that if earnings are sometimes more than £132 a week claimants might still be eligible for Carer’s Allowance. Their average earnings may be calculated to work out if they’re eligible. If people think they are eligible to claim, they can start an application on the website, or they can call 0800 731 0297 for a form.

Source: Read Full Article