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Personal finance guru Dave Ramsey has helped millions of people get out of debt and balance their budgets — but only after learning the hard way when he made big money mistakes in his twenties.
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By age 26, Ramsey had a net worth of more than $1 million and was making $250,000 a year, but he and his wife Sharon were in major debt.
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"The short version of the story is that debt caused us, over the course of two and a half years of fighting it, to lose everything," Ramsey says on his website. "We didn't tell anyone what was going on, but if we had to do it again, we would learn from the wisdom of others who have been through it."